FD119 – Intelligence suite Core Components

Onboarding App

The onboarding App is the point of contact, and it sets the tone for everything that follows. The goal is simple: make onboarding feel effortless, while still meeting the full standard of regulated verification.


Reduces onboarding drop-offs
and can materially lower wasted customer acquisition costs.

AI Composer

Decisions are made in the AI Composer step by step, rule-based, and explainable. And where human judgment is required, that is not hidden. It is handled explicitly as a manual step, with reasons, accountability, and a clear closure.

Applies risk policy consistently across outcomes and significantly reduces operational cost.

Audit Core

The many individual pieces of evidence become one compact, auditable record.
This is where the core value lies:
a process becomes evidence, not dependent on sentiment, but on structure


Provides auditable evidence for supervisors and internal audit and substantially reduces regulatory risk.

FD119 Intelligence Suite in 100 Seconds

Fd119 Intelligence Suite

reduces manual effort by up to 70%

cuts total cost by around 45%

Integrates with minimal disruption

comes with robust decision automation

delivers evidence management that makes audits predictable

reduces risk of fines and license loss

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